Delta Air Lines and American Express have some excellent welcome offers on their range of six cobranded credit cards.
The first five cards on this list are offering just 5,000 miles short of their best-ever offers, so now is a great time to pick one of them up. And the final card — the top-tier business version — has its highest offer ever. All of these offers end July 17.
Remember that there were major changes made to these cards in early February — namely, higher annual fees, a handful of new perks to offset them and restrictions on lounge access.
Let’s dive into each of these offers and see which might be a good fit for you.
Delta credit cards welcome offers
Here’s an overview of the offers at first glance:
| Card | Welcome offer | Annual fee | Bonus value* |
|---|---|---|---|
| Delta SkyMiles® Gold American Express Card | Earn 65,000 bonus miles after spending $3,000 in purchases in the first six months of card membership | $150 (see rates and fees), waived for the first year | $748 |
| Delta SkyMiles® Platinum American Express Card | Earn 85,000 bonus miles after spending $4,000 in purchases in the first six months of card membership | $350 (see rates and fees) | $978 |
| Delta SkyMiles® Reserve American Express Card | Earn 95,000 bonus miles after spending $6,000 in purchases in the first six months of card membership | $650 (see rates and fees) | $1,093 |
| Delta SkyMiles® Gold Business American Express Card | Earn 75,000 bonus miles after spending $6,000 in purchases in the first six months of card membership | $150 (see rates and fees), waived for the first year | $863 |
| Delta SkyMiles® Platinum Business American Express Card | Earn 95,000 bonus miles after spending $8,000 in purchases in the first six months of card membership | $350 (see rates and fees) | $1,093 |
| Delta SkyMiles® Reserve Business American Express Card | Earn 110,000 bonus miles after spending $12,000 in purchases in the first six months of card membership | $650 (see rates and fees) | $1,265 |
*Bonus value is based on TPG valuations and is not provided or reviewed by the issuer.
Delta personal cards
Delta SkyMiles Gold American Express Card
Welcome offer: Earn 65,000 bonus miles after spending $3,000 in purchases in the first six months of card membership. Offer ends July 17.
Annual fee: $0 intro annual fee for the first year, then $150 (see rates and fees)
Earning rate: Earn 2 miles per dollar on eligible Delta purchases, at restaurants and U.S. supermarkets and 1 mile per dollar on all other purchases.
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Is this offer worth it?
The Delta Gold Amex is a solid card for travelers who occasionally fly with Delta. Eligible cardmembers will get 15% off award redemptions for Delta flights (when paying taxes and fees with this card), a first checked bag free, Zone 5 priority boarding, 20% off inflight purchases, up to $100 Delta Stays statement credit and a $200 Delta flight credit after you spend $10,000 in a calendar year. Enrollment required for select benefits.
Related: Delta SkyMiles Gold American Express Card review
Apply here: Delta SkyMiles Gold American Express Card
Delta SkyMiles Platinum American Express Card
Welcome offer: Earn 85,000 bonus miles after spending $4,000 in purchases in the first six months of card membership. Offer ends July 17.
Annual fee: $350 (see rates and fees)
Earning rate: Earn 3 miles per dollar on eligible Delta purchases and at hotels (when booking directly with the hotel), 2 miles per dollar at restaurants and U.S. supermarkets, and 1 mile per dollar on all other purchases.
Is this offer worth it?
The card is pretty impressive.
Eligible cardmembers will get 15% off award redemptions for Delta flights (when paying taxes and fees with this card), an annual companion certificate each renewal for main cabin, round-trip travel, statement credits for Uber, Resy, Delta Stays and Global Entry/TSA PreCheck application fees ($100 every four years for Global Entry and up to $85 every 4½ years for TSA PreCheck), plus elitelike perks — including a first checked bag free, Zone 5 priority boarding and 20% off eligible inflight purchases. Enrollment required for select benefits.
Overall, this is a great card option if you fly Delta semiregularly and are looking for a way to earn miles on purchases and reach elite status. However, even if you aren’t going for status, the companion voucher by itself can go a long way in making the annual fee worth it for this card.
Related: Delta SkyMiles Platinum American Express Card review
Apply here: Delta SkyMiles Platinum American Express Card
Delta SkyMiles Reserve American Express Card
Welcome offer: Earn 95,000 bonus miles after spending $6,000 in purchases in the first six months of card membership. Offer ends July 17.
Annual fee: $650 (see rates and fees)
Earning rate: Earn 3 miles per dollar on eligible Delta purchases and 1 mile per dollar on all other purchases.
Is this offer worth it?
The Delta SkyMiles Reserve is the top-tier Delta Amex card available and thus comes with a high annual fee.
With this card, you’ll get a slew of benefits, including:
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card)
- Annual companion certificate each year upon card renewal for round-trip travel in first class, Comfort+, Premium Select or main cabin
- Until Jan. 31, 2025, unlimited Delta Sky Club access when you fly same-day Delta, plus four one-time guest passes each year. Effective Feb. 1, 2025, you’ll receive 15 visits per year; to earn an unlimited number of visits, you must spend $75,000 or more between Jan. 1 and Dec. 31, 2024, and each calendar year after
- Complimentary access to American Express Centurion Lounges when flying on a same day Delta flight with a ticket purchased on the card (up to two guests may also enter for a fee of $50 each)
- Up to $240 Resy statement credit (up to $20 monthly)
- Up to $120 ride-hailing statement credit (up to $10 monthly)
- Up to $200 Delta Stays annual statement credit
- A Global Entry/TSA PreCheck fee statement credit ($100 every four years for Global Entry, up to $85 every 4½ years for TSA PreCheck)
- Access to complimentary upgrades (for non-Medallions)
- A first bag checked for free on Delta flights
- Zone 5 priority boarding
- 20% off inflight purchases
- Enrollment required for select benefits.
For loyal Delta flyers who enjoy visiting the Sky Club, this card can pay for itself with lounge access, spending boosts and other benefits. However, the Platinum may be the better choice for the semi-loyal Delta traveler.
Related: Delta SkyMiles Reserve American Express Card review
Apply here: Delta SkyMiles Reserve American Express Card
Delta business cards
The business versions of the cards currently have new welcome offers, too. If you own a small business (or have a side hustle where you pay business expenses), one of these offers may be a great addition to your work wallet.
Delta SkyMiles Gold Business American Express Card
Welcome offer: Earn 75,000 bonus miles after spending $6,000 in purchases in the first six months of card membership. Offer ends July 17.
Annual fee: $0 intro annual fee for the first year, then $150 (see rates and fees)
Earning rate: Earn 2 miles per dollar on eligible Delta purchases, 2 miles per dollar on U.S. shipping and U.S. advertising (up to $50,000 in eligible purchases per category per year, then 1 mile per dollar spent), and 1 mile per dollar on all other eligible purchases.
Other card details:
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card)
- First checked bag free on Delta flights and Zone 5 priority boarding
- $200 annual Delta flight credit after spending $10,000 in a calendar year
- Up to $150 Delta Stays annual statement credit
- 20% off inflight purchases
- Enrollment required for select benefits.
Related: Delta SkyMiles Gold Business American Express Card review
Apply here: Delta SkyMiles Gold Business American Express Card
Delta SkyMiles Platinum Business American Express Card
Welcome offer: Earn 95,000 bonus miles after spending $8,000 in purchases in the first six months of card membership. Offer ends July 17.
Annual fee: $350 (see rates and fees)
Earning rate: Earn 3 miles per dollar on eligible Delta purchases, 1.5 miles per dollar on transit, shipping and on purchases over $5,000 (up to $100,000 spent per calendar year, then 1 mile per dollar) and 1 mile per dollar on all other purchases.
Other card details:
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card)
- Annual companion certificate each year upon card renewal for main cabin, round-trip travel
- Up to $120 Resy annual statement credit (up to $10 monthly)
- Up to $120 ride-hailing annual statement credit (up to $10 monthly)
- Up to $200 Delta Stays annual statement credit
- A Global Entry/TSA PreCheck fee statement credit ($100 every four years for Global Entry, up to $85 every 4½ years for TSA PreCheck)
- First checked bag free on Delta flights and Zone 5 priority boarding
- 20% off inflight purchases
- Enrollment required for select benefits.
Related: Delta SkyMiles Platinum Business American Express Card review
Apply here: Delta SkyMiles Platinum Business American Express Card
Delta SkyMiles Reserve Business American Express Card
Welcome offer: Earn 110,000 bonus miles after spending $12,000 in purchases in the first six months of card membership. Offer ends July 17.
Annual fee: $650 (see rates and fees)
Earning rate: Earn 3 miles per dollar on Delta purchases, 1.5 miles per dollar on transit, U.S. shipping, office supplies and all purchases after spending $150,000 per calendar year, and 1 mile per dollar on all other purchases.
Other card details:
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card)
- Annual companion certificate each year upon card renewal for round-trip travel in first class, Comfort+, Premium Select or main cabin
- Until Jan. 31, 2025, unlimited Delta Sky Club access when you fly same-day Delta, plus four one-time guest passes each year. Effective Feb. 1, 2025, you’ll receive 15 visits per year; to earn an unlimited number of visits, you must spend $75,000 or more between Jan. 1 and Dec. 31, 2024, and each calendar year after
- Complimentary access to American Express Centurion Lounges when flying a same-day Delta with a ticket purchased on the card (up to two guests may also enter for a fee of $50 each)
- Up to $240 Resy annual statement credit (up to $20 monthly)
- Up to $120 ride-hailing annual statement credit (up to $10 monthly)
- Up to $250 Delta Stays annual statement credit
- A Global Entry/TSA PreCheck fee statement credit ($100 every four years for Global Entry, up to $85 every 4½ years for TSA PreCheck)
- Access to complimentary upgrades (including non-Medallions)
- First checked bag free on Delta flights
- Zone 5 priority boarding
- 20% off inflight purchases
- Enrollment required for select benefits.
Related: Delta SkyMiles Reserve Business American Express Card review
Apply here: Delta SkyMiles Reserve Business American Express Card
Are these business card offers worth it?
All three cards have welcome offers that just about match or match the best offers we’ve ever seen.
These cards also mirror the consumer versions in many ways. The major ongoing differences are the spending categories, which are more business-oriented than the personal variations of the cards, and the fact that business cards won’t appear on your credit report.
Of course, choosing between a business and a consumer card will depend on whether you have an eligible business — and whether you’re looking to maximize miles on business or consumer spending.
Overall, the current limited-time welcome offers are well worth applying for if you are in the market for a Delta business credit card.
Related: Who qualifies for a business credit card?
Which Delta credit card is right for you?
The good news is that you can’t go wrong by applying for any of these offers. In short:
- Occasional Delta flyers should look at the Gold
- Regular Delta flyers who are interested in elite status can utilize the economy flight companion voucher and prefer earning miles across purchases (as opposed to lounge access) should consider the Platinum
- Delta loyalists who will regularly use Delta Sky Club and Centurion Lounge access when traveling should think about applying for the Reserve
With a full lineup of Delta cards offering new bonuses, you may wonder how to pick the best offer for your needs. While it might be tempting to go after the one with the highest offer, you should also consider its long-term value in your wallet.
For example, you may enjoy Delta’s inflight experience but don’t typically fly with the airline enough in a normal travel year to justify a card with a higher annual fee. Or, if you’re primarily a solo traveler, you may not be able to consistently use the annual companion voucher that comes with the Platinum and Reserve versions of the card.
In this case, you may opt for the Delta SkyMiles Gold Amex to help you earn miles and enjoy some elitelike perks that can save you time and money when flying Delta.
However, someone who is almost always flying Delta because they live near a Delta hub, such as Atlanta, New York City or Seattle, might easily justify a higher annual fee because they’ll use the benefits of the higher-tier cards more regularly. Families and couples who know they can use the annual companion certificate with the Platinum or Reserve versions of the card can also easily come out ahead with those cards, depending on their exact usage.
Related: Choosing the best credit cards for Delta flyers
Bottom line
Delta SkyMiles isn’t generally the most valuable currency — partly because of unannounced program devaluations over the years. However, that doesn’t mean you can’t find value in the SkyMiles program.
Also, many TPGers actually prefer flying Delta over any other U.S. carrier. Delta is well-known for its customer service, which can be extremely useful when problems arise during a trip.
Keep in mind that American Express does have a once-per-card-per-lifetime rule in place regarding welcome offers. If you’ve had one of these cards in the past, you likely can’t earn the welcome offers on the same card again. This is why timing your Amex card applications is so important: You only get one shot to earn a welcome offer for each of them, so you’ll want to make it count.
Plus, if you have had a higher-tier Delta card, like the Reserve, you won’t be eligible for the welcome offer on lower-tier cards like the Gold and Platinum.
Apply here: Delta SkyMiles Gold Amex
Apply here: Delta SkyMiles Platinum Amex
Apply here: Delta SkyMiles Reserve Amex
Apply here: Delta SkyMiles Gold Business Amex
Apply here: Delta SkyMiles Platinum Business Amex
Apply here: Delta SkyMiles Reserve Business Amex
For rates and fees of the Delta Gold Amex, click here.
For rates and fees of the Delta Platinum Amex, click here.
For rates and fees of the Delta SkyMiles Reserve Amex, click here.
For rates and fees of the Delta Gold Business Amex, click here.
For rates and fees of the Delta Platinum Business Amex, click here.
For rates and fees of the Delta SkyMiles Reserve Business Amex, click here.
